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Mobile homes are handled a little differently than site-built homes by insurance companies because they are not built onto a foundation. Modular homes, on the other hand, are typically treated more like traditional homes when it comes to buying insurance.

No matter it’s construction, your home is important to you and your family and is likely your biggest asset. To protect this major investment, make sure you have the right coverage for your needs and budget. Accent Insurance can help you get the best mobile and manufactured home insurance quotes and find the right coverage for your needs.


Like site-built homes, mobile and manufactured home insurance comes with several types of coverage, including:

  • Property damage coverage to protect your home investment in the event of a natural disaster or home fire.

  • Liability insurance to protect you financially in the event that someone is injured in your home or on your premises and files a claim or lawsuit.

  • Contents coverage to protect your investment in your personal property within your home.

The amount of coverage you need depends on several factors including the value of your home, belongings and the personal assets you want to protect. It is a good idea to take the time to evaluate the replacement cost of your home and belongings as a starting place for how much coverage you will need.

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